First dollar coverage usually exists all the way up to the full amount of the policy, though the full amount here is considerably lower than the full amount in the more common deductible-based plans. Due to this, first dollar policies are not as popular as deductible plans. For example, many first dollar health insurance plans will have low limits meaning that there is a cap on the maximum amount the insurance company will cover.
First dollar insurance plans have higher premiums because the insurer is bearing a greater risk for the insured item. For example, with a first dollar health insurance plan, the insurance company will charge the customer higher premiums since the insurer begins payment with the first covered service the patient receives. First dollar coverage tends to be less prevalent in the home and car insurance industry because of the higher premiums.
The biggest advice I can give is to pick a small niche, set up a site and start experimenting. Make mistakes and learn from them. That’s the only way you are going to succeed. Of course, have realistic expectations. It took me more than 1-2 years to start making decent money. But the beauty of it is that once you make that first dollar, you know it works and at that point it just becomes a matter of scaling it up, working harder and smarter to scale up your business.
The best part about this is that you don’t even have to ever touch the actual product, nor do you have to spend a dime on manufacturing these products. They do all the work for you. You just upload the design, choose the items you want your design to be on, and they’ll handle the rest (i.e. manufacturing, payment, shipping, and handling, returns…).
Cafe Press: This website allows you to create digital designs that can then be sold on the platform. You'll earn a commission for everything that sells and you'll never have to deal with logistics like printing, warehousing and customer service. If you have some graphic design skills, then this is a great potential source for your web-based income.