An insurance policy where the insurer pays for all expenses once an insured event occurs. There is usually a (high) maximum amount limiting first dollar coverage, but the policy does not include a deductible, coinsurance, or anything else; the insurer is responsible for all expenses up to that maximum amount. Because these plans carry more risk for the insurer, first dollar coverage comes with higher monthly premiums. First dollar coverage is available for many types of insurance, whether it is homeowner's insurance, car insurance, health insurance, or something else.
VIPKID provides an international learning experience to children in China between the ages 4-12. Headquartered in Beijing, the company offers fully immersive one-on-one English language instruction provided online by highly qualified teachers. The curriculum is based on the U.S. Common Core State Standards and uses a flipped-classroom approach to foster creativity and critical thinking skills.
First dollar insurance plans have higher premiums because the insurer is bearing a greater risk for the insured item. For example, with a first dollar health insurance plan, the insurance company will charge the customer higher premiums since the insurer begins payment with the first covered service the patient receives. First dollar coverage tends to be less prevalent in the home and car insurance industry because of the higher premiums.
A virtual assistant (or “VA”) gives professional administrative, technical, or creative/social support to clients via the Web. VAs work online to handle clients’ emails, make travel arrangements, manage schedules, or anything else a time-strapped client may need. And the VA market is exploding, with growth projected to exceed $5 billion in five years’ time (10).
One of the most underrated freelancing sites ever. The site started as a place where you could get paid to do short tasks for just five bucks. Over the years, it has slowly morphed into one of the biggest gig/freelancing sites where you can now charge any amount to do all kinds of stuff for other peoples. Anything from serious stuff like copywriting, translation, voice over social media management to silly stuff like prank calls and everything in between.
Critics of first dollar coverage argue that it places unnecessary strains on the health system and drives up prices because those with this type of coverage tend to overuse or misuse health services. On the other hand, there are those that contend that patients without first dollar coverage often put off visits because they have to pay out of pocket costs. This can have the unintended effect of exacerbating their issues, leading to longer, and more expensive, procedures.
The insurance and annuity products are obligations of the insurance company and (i) are not insured by the FDIC or any other agency of the United States; and (ii) are not deposits or other obligations of, or guaranteed or insured by, First Hawaiian Bank or any of its affiliates. For certain cash value life insurance products there is investment risk, including the possible loss of value.
What makes making money as an online English teacher particularly interesting and easy with sites like VIPKID is the fact that you don’t have to spend any time or money trying to find paying clients. VIPKID is a huge platform with hundreds of thousands of paying students. The site takes care of everything for you. Bringing you students, scheduling classes, pay, etc. All you have to do is set up your own schedule (yes, you get to decide when you want to work!) and teach during those hours.
I really don’t want to chat, receive or make calls (I have a kid and baby I don’t have no silent place to work and also because I’m not a calm person I get mad easily fast), I don’t want to go out at my home because of doing a “job”, don’t want to do survey, I don’t want to write or share my thoughts or anything like that, I don’t want sell anything either.