First dollar insurance plans have higher premiums because the insurer is bearing a greater risk for the insured item. For example, with a first dollar health insurance plan, the insurance company will charge the customer higher premiums since the insurer begins payment with the first covered service the patient receives. First dollar coverage tends to be less prevalent in the home and car insurance industry because of the higher premiums.
21. Facebook – Facebook swap shops are great for selling things locally. It’s like CraigsList, but a little easier. You simply search for swap shops in your area and ask to join the group. Once you’re in, take a picture of the item, write a quick description with the price and post it. It doesn’t get much easier than that. You can generally expect to get about what you would get at a yard sale, maybe a little more.

I’m using a free method as a result of my own researched to discover high value sites online for basically anything. The important thing is to tell Google what you’re looking for. Something like “Free Online Survey Sites That Pay”, then check page rank, and then both quality and quantity of visitors. You will find the article on how to apply this method on my Blog Titled – 2 Simple Research Tactics For Exponential Visitor Conversion At No Cost


My name is Amr and I’ve been trying to earn money through online jobs for ages and I haven’t made anything that actually counts. I was just wondering if you can help me find a job? like recommending a wesbsite that actually pays where I’m living? Coz most of those websites don’t have much work here. I’m living in Egypt so I’m a native Arabic speaker and my English isn’t too bad. I’m still studying so I don’t have much experience in a real life job except for working as a call center agent for Vodafone Ireland. If you can help find any job that would be available in my country no matter how hard it is or even if it requires some kind of training. I’m willing to do whatever it takes to make some extra money. Appreciate your help and sorry for the long comment.

Cashcrate is my favorite site and the one that I’ve received the most checks from. I’ve been doing it for about a year now and honestly have never had a problem with it.You earn money by doing free offers, surveys, watching ads, shopping online, participating in live contests and referring your friends and family members to the site.Cashcrate is one of the most popular GPT sites having 990,000+ members.I have made close to $3000 using this great Get Paid To Site. The amazing part is I’ve spent only about 6 hours a week on this site and I’ve earned $300 in 1 month! I can’t urge you enough to try it out for yourself.
Concerning the blogs, in particular Google’s Blogspot where you state to get your own domain and hosting so you are in control, are you saying that I can keep my blogspot blog and just redirect it to my domain name or just do away with blogspot completely and just start my own website blog utilizing my hosting package? Thank you for sharing all this information. I am sure you have helped many people just by the comments I see here.
29. Videos – This could be an entire section on it’s own. Many people have made money by creating YouTube videos. Evan of EvanTube is a kid and he has made millions by creating reviews of products that other kids his age would use. It’s not easy to get views into the millions, but once you do, you’ll start seeing some cash come in. Many bloggers have completely turned to videos to get their point across by starting a video blog.
I should warn everybody about SlicethePie. I have been a member of slicethepie for about three or four months, and while everything was going great, they are quick to lock your account for any type of reason, even when you are not breaking the terms and conditions. I made sure each and every time I used that website that I was not breaking their terms and conditions, and my account still got locked. So I would just watch out for that. That is just my personal experience with the website though. It may be different for other people.

The best part about this is that you don’t even have to ever touch the actual product, nor do you have to spend a dime on manufacturing these products. They do all the work for you. You just upload the design, choose the items you want your design to be on, and they’ll handle the rest (i.e. manufacturing, payment, shipping, and handling, returns…).


Fiverr is one of the biggest providers in the gig economy on the web and you can sell a wide variety of services and products through this medium. Do the research and find out what you can offer. However, keep in mind that like any other money-making task, it takes time to succeed here. And stellar reviews will help you generate more and more income over time.

In most cases, when it’s too good to be true…then it normally is. A good way to check would be to first analyse the site and ensure it is in fact indexed in Google. There is no such thing as “Instant Riches”. I agree with Satrap, if you want to make a lot of money online then you’re going to sacrifice the needed time. Making money online is an art, not a contest.
Now, making money online should seem like a pleasurable activity. Why wouldn't we do just about anything to see things through, since it would be a major source of pleasure, right? Wrong. In the beginning, like anything else, we might get really excited about it. We might also set our hopes very high. But that all comes crashing down when we begin to fail.

While some might think that starting a blog is an arduous effort, when you understand the precise steps you need to take, it becomes far easier. It all starts in the decision of choosing a profitable niche and picking the right domain name. From there, you need to build your offers. You can easily sell things like mini-email courses, trainings and ebooks.
There’s this awesome app called GrabPoints. In a nutshell they pay you for trying out new apps and answering a couple of surveys. I love using it because they are always active on social media giving out points and the rewards are always fair. Like just for signing up you already get $1 then if you use a friend’s invite code you get 50PTS and easy AND your friend gets points in return too! See even simply inviting people earns you money. If you ever happen to try GRABPOINTS please use my invite code: S6FMAC Hope this helps!
What makes making money as an online English teacher particularly interesting and easy with sites like VIPKID is the fact that you don’t have to spend any time or money trying to find paying clients. VIPKID is a huge platform with hundreds of thousands of paying students. The site takes care of everything for you. Bringing you students, scheduling classes, pay, etc. All you have to do is set up your own schedule (yes, you get to decide when you want to work!) and teach during those hours.
Upwork: This website offers a great marketplace for selling just about any professional service. You don't need a merchant account, website of your own or anything else for that matter. All you need to do is be able to provide a high-quality service at a reasonable price. But be informed, you will have to compete with many others that are constantly bidding on open jobs. 

As someone who's been immersed in a number of online industries for quite some time, I know a thing or two about what it takes to succeed in this arena. However, just like you, I started at ground zero with little knowledge, but a great deal of passion. What I learned along the way were some invaluable lessons from failure that hurt at the time, but helped immensely in the grand scheme of things.

Upwork: This website offers a great marketplace for selling just about any professional service. You don't need a merchant account, website of your own or anything else for that matter. All you need to do is be able to provide a high-quality service at a reasonable price. But be informed, you will have to compete with many others that are constantly bidding on open jobs. 


However, like anything else truly worthwhile, apps require a significant investment of your time or money upfront. If you don't have the skills, then you have to hire someone who can assist you in creating a great app. But first you need to come up with an idea that will sell. Do the proper market research and analytics to come up with the right app.


Nice list. The hardest part about most of these is just deciding to do something small to get started. After that stuff starts happening. I really like the affiliate method and I currently make some bucks with a niche affiliate product. It does require being able to analyze competition and do some SEO though but it’s a great “set and forget” way to make money. The other way I currently make an income online isn’t on your list, although point #3 touches on it. Drop shipping is a brilliant way to make some money online without cash flow and fulfillment issues. Go onto a website like Alibaba or eBay, choose a niche product, build a website using something like WordPress and Woocommerce or Shopify and run some Google or FB ads. Heck, Google will even give you free credit for ads on new accounts. Focus is key though. I found that when I tried too many things at once I didn’t see results.

Really good article with some great tips. Affiliate marketing has the potential to earn lots of money and I'm hoping I can make it happen. I have tried the matched betting and it DEFINITELY works. The one thing I would say is that you need to check that any bets have been accepted by the bookmaker. I have had on occasion bets which look like they have been accepted but don't register in my account. Always go into your account and check outstanding bets or your bet history.
There’s this awesome app called GrabPoints. In a nutshell they pay you for trying out new apps and answering a couple of surveys. I love using it because they are always active on social media giving out points and the rewards are always fair. Like just for signing up you already get $1 then if you use a friend’s invite code you get 50PTS and easy AND your friend gets points in return too! See even simply inviting people earns you money. If you ever happen to try GRABPOINTS please use my invite code: S6FMAC Hope this helps!
Blogging is something that requires patience, persistence and discipline. It may mean writing everyday for over a year before you really start to see any money from it. There are exceptions to the rule, but from my dealings with other bloggers, it seems to be pretty common to spend one or even two years building your blog, your brand and your authority, before making any serious amount of money.
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