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An insurance policy where the insurer pays for all expenses once an insured event occurs. There is usually a (high) maximum amount limiting first dollar coverage, but the policy does not include a deductible, coinsurance, or anything else; the insurer is responsible for all expenses up to that maximum amount. Because these plans carry more risk for the insurer, first dollar coverage comes with higher monthly premiums. First dollar coverage is available for many types of insurance, whether it is homeowner's insurance, car insurance, health insurance, or something else.
I really don’t want to chat, receive or make calls (I have a kid and baby I don’t have no silent place to work and also because I’m not a calm person I get mad easily fast), I don’t want to go out at my home because of doing a “job”, don’t want to do survey, I don’t want to write or share my thoughts or anything like that, I don’t want sell anything either.