Things to consider, though, are the premiums and coverage. All else being equal, first dollar policies cost the insurance company more, so they will charge a higher premium. When an insurable event occurs, the driver's out of pocket costs are less, but each month or year that driver is paying more in premiums, which offsets that advantage. Also, coverage limits may be lower with the first dollar policy. This is especially likely if the premiums seem comparable with a deductible plan.
Providing a service may be the easiest way to start because you don’t need any investment to get this going. My podcast editor Ian Robinson is helping podcast creators edit their shows to increase production value. There are many different ways to provide a service and it’s just about realizing where your talent lies and what solution you can provide for others.
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