Things to consider, though, are the premiums and coverage. All else being equal, first dollar policies cost the insurance company more, so they will charge a higher premium. When an insurable event occurs, the driver's out of pocket costs are less, but each month or year that driver is paying more in premiums, which offsets that advantage. Also, coverage limits may be lower with the first dollar policy. This is especially likely if the premiums seem comparable with a deductible plan.
Thank you so much for this great article, it was very helpful, you definitely have a lot of information here. I own a business, so I work quite a bit, but I really need something else to help me sustain, especially though the winter months because it’s mainly a seasonal business. I’m curious, when you first started, how did you find something that worked for you? I know it will take a lot of hard work, and that’s fine with me, but I get discouraged signing up for a lot of these sites and only making 10 cents on the 4 or 5 surveys or videos, or whatever they have to offer, then there’s nothing left. I’ll spend an hour getting signed up for these sites, then it only nets a dollar or something and it will say I have to wait for new work. And I know it takes time to build up, but what can I do or where can I go to see some real traction online? I’m working on building an O Desk profile too.

But has anybody ever heard of anything like that from Amazon. I can show you proof of everything. I have their emails, I have pictures of the locked codes, I saved everything because I am planning to take them to court, probably a class action, and I am planning to file several complaints on them starting with BBB, and perhaps even contacting the authorities on them. Please if anyone has any advice I would appreciate it
Don't sacrifice morals for a quick buck — At the outset, you'll want to do all sorts of things to make money online, but don't sacrifice your morals for a quick buck. Not only will you put people off, but you'll lose Google's trust. You also shouldn't concern yourself with things like Adsense or other ads on a blog before you have around 100,000 visitors per day. Yes, per day. 
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